Year: 2013

Personal Data Protection Act 2010 | Compliant Already?

The Malaysian personal data Act requires those using personal data collected after that 15 November 2013 to comply with the Act. For personal data which has been collected prior to that date, a 3-month leeway is given for compliance. Ten questions needed to be answered as a guide to what’s the next path to undertake.

Personal Data Protection Act Enforcement | 15 November 2013

Breaking News – Personal Data Protection Act enters into force. The Act will enter into force on 15th November 2013 and will introduce an omnibus privacy regime in Malaysia for the first time. In a nutshell the PDPA introduces, among others, seven data protection principles which data users must comply with.


I am a proponent of Cyber Insurance and the following reasons tell you why your business should have such coverage, especially in the era where rapidly developing computer technologies and the unprecedented rise in cyber-attacks in addition to the threat…

Doctrine Of Contra – Proferentem In Contracts Law

The need for interpreting a contract can arise in two situations. Firstly, if the Judge or Arbitrator is of that opinion that “a gap is needed to be filled” in order to interpret the Contract and secondly, if she/he believes that “an ambiguity is needed to be resolved” in order to find the correct intention of the contract. The Doctrine of Contra Proferentem is generally applied by the Judges in the later case where a contract appears ambiguous to them. With the passage of time, the Judges have started appreciating the significance

The Best Re Saga and The Reinsureds’ Nightmares | The Winding Up, Sue and Counter-sue

Best Re (Labuan)…. What in it for the Malaysian reinsurance markets? The enforcement of a judgement having been earlier obtained in the South Korean courts into Malaysian jurisdiction, the winding up order, the 23rd October 2013 granting of a stay…

Competition law update | A Stronger Grip On Associations

Many associations commonly collect and disseminate industry data and statistics for their members. Where such information is commercially sensitive (for example, information on retail sales and market shares of members) and is disaggregated such that they can be easily attributed to specific members, competition law issues are likely to arise as such dissemination reduces the uncertainty that would normally exist

German insurance company held orgy to reward its agents

A German insurance company decided to reward the success of its sales staff in a rather unusual way – with a prostitute-filled orgy. ‘The women wore red and yellow wrist bands. One lot were hostesses, the others would fulfil your every wish. ‘There were also women with white wrist bands. They were reserved for board members and the very best sales reps….

The Technical sides of Double-Insurance and Contribution in Marine Cargo Insurance

Marine insurance is one of indemnity, therefore the Insured is to be placed in the same financial position they were in prior to the loss. They cannot therefore claim for the same loss under their global programme. Depending upon the language of the policy, it is likely the Insured is covered on a contingent basis (i.e. buyers or sellers….

Latest on PDPA | Malaysia’s Personal Data Protection Act 2010

PDPA insurance

Malaysia has come a long way to finally pass and implement the PDPA after a wait of more than a decade. The PDPA has commercially far-reaching implications and severe penalties in the event of non-compliance. The intent of the PDPA is not to inhibit business but to grow it by giving consumers confidence that their personal data will be protected. Errant data users should bear in mind that it is no longer “business as usual”….

Malaysia ranks 9th in the world with 882 Million Dollar Roundtable members | Life Insurance

MDRT Malaysia has over the years created various channels of improvement for the life agency force and financial advisors nationwide such as mentoring programme, development supporting programme for agents to soar for the MDRT recognition, MDRT Network Channel for MDRT members nationwide to communicate as well as share information and….