You-Got-Mail-TM-International Two weeks ago I received an email from Chartis notifying me that I am now a proud owner of a free RM30,000 Personal Accident for 6 months. This PA was issued as part of Telekom Malaysia Berhad or “TM” in short under their Master Group Policy no. 0285800499 (please click on the pdf...
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All basic Personal Accident policies exclude wars (whether declared or otherwise), which means all forms of wars or war-liked operations are not covered. The question is what if you are travelling to a country where there is no war but unfortunately a war like operation was triggered during your stay. You have no part...
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