Category: Motor Insurance

Usage-based Insurance and Telematics

Usage-based Insurance basically utilise telematics data provided by policyholders vide some embedded gadgets in the vehicle or home surroundings to help insurers redefine how premiums are being imposed. The manner the vehicle is being driven or how homes are being monitored or even how policyholder handle their daily affairs where Health Insurance is concerned are important for insurers to better understand the risk as it progresses through time. The starting point of acceptance may still be discounting of premium but safety of love ones and health of policyholders are slowly catching on…. Check the INFOGRAPHIC by Tower Watson in one of their US consumer survey on the use of usage-based insurances….

Motor Insurance | A Telematics Adventure for ASEAN?

CAR makers are taking the connected car seriously if examples at the ongoing Paris Motor Show is anything to go by..

From Peugeot to Volvo, new cars come with touch-screens, computers, telematics, sensors, and internet connectivity.

For supporters of connected cars – among them mobile operators and technology companies such as Google and Apple – the future cannot come soon enough.

However, the lifespan of automobiles, unlike mobile phones, is measured in decades, not months. No amount of fancy gadgetry will convince someone who has a new car to upgrade in a hurry.

Most cars on the road today are fitted with an on-board diagnostics, OBD II port, which can spit out a wealth of information about the car’s performance, including distance driven. Plug in a third-party device and it can harvest all that information.






KARPAL SINGH (1940 – 2014) died in a car accident

Why a great man like Karpal had to died in such manner….? May our great Lord bless his soul and have a place in heaven for him.
A condolence to his family and, Malaysian shall mourn his death for days and months to come.
Farewell. … Our Tiger Of Jelutong, farewell….






Malaysia top in ASEAN and Asia for road fatality | An Insurance Dilemma

Motor vehicle collision…. ever thought of underwriting third party insurance on motorcycle? What about increasing the private car comprehensive motor insurance premium – by way of more loading? Will the motor insurance premium takes a dive when the motor segment of…

Insuring the lackadaisical attitudes of men in authority

The 44-page report highlights the systematic failure by the government agencies for not assuming full responsibility and exercising the jurisdiction and power accorded to them, details that have been speculated by the public all this while. It was further cemented in strong words by the panel as per item 3.5 of the report entitled ‘Lackadaisical Attitude on Road Safety’: The Panel is deeply….






2014 Motor Insurance Premium | Malaysia Insurance Online

The 2014 Motor Insurance Premium Rates are out and taking effect as from 15th February 2014. Of course there are increases but I do not foresee the premium increase is going to be damaging to the wallet, rather a soft landing for the rakyat and yet enable both insurers and takaful operators to cash-in on some additional premiums to better cope with the deteriorating trend of our country’s motor insurance losses, if at all the Malaysian Motor Insurance Pool (MMIP) is taken into consideration. And yes, this is the third such increase since 2012….






Malaysian Insurer Liable for Passengers Injury in any Road Accident Involving Malaysian Vehicle that Occurred in Singapore

Malaysian Insurers are now liable for passenger liability in any road accident involving Malaysian vehicle that occurred in Singapore regardless whether a liability to passenger cover is extended or not in the main policy. The Motor Insurers’ Bureau of Singapore (“SMIB”)…

Your Rights As A Motor Vehicle Passenger Under Road Traffic Act 1987 Section 91(1)

all pretty girls passengers

Rewriting Our Private Car Insurance Policy In The Era Of Plain Language Policy Wordings I have to say, “All of us are passengers…. either at this very moment or sometimes in the near future”, but how much do you know…

Malaysian Motor Insurance Pool (MMIP) will be called Syariah Compliant Malaysian Motor Insurance Pool (SCMMIP)

Considering a post of CEO to help the insurance industry spearhead the operations of MMIP and the newly set-up SCMMIP? Please click for file attachment. MMIP Vacancy Announcement.pdf

Motor Insurers Bureau of Malaysia

Today I did a email posting on to the wall of this site and I must say, this was indeed a great success. Technology…. I marvel at it! Not forgetting I did blog posting using my android phone, it was…