Category: Insurance Coverage

Insurance covers concerning Property and Pecuniary classes

A “little bit all over the place” on Aviation Insurance

I felt sort of  priviledged having experienced underwriting some aviation risks over the last couple of years. So it is a feel good thing for me to pen something about aviation risks…..(by the way, that’s not me!) hopefully getting them in the correct…

Are you insuring any foreign registered aircraft?

In Malaysia, foreign registered aircraft can be used only for private purposes, ie. company staff and families. The aircraft cannot be used for hire because the rules said, the aircraft should only be operating where they are registered. Thus if…

Understanding Transmission & Distribution Lines Exclusions

In 2008 reinsurers were focusing on China as the powerhouse for substantial premium growth. Malaysian reinsurers too refused to be left out in pursuing this glorious path, so it seems. Before the lunar New Year, a substantial and devastating snowstorm ravaged Hunan, Hubei, Guizhou,…

Your Personal Accident policy covers against Passive War?

All basic Personal Accident policies exclude wars (whether declared or otherwise), which means all forms of wars or war-liked operations are not covered. The question is what if you are travelling to a country where there is no war but…

The A H1N1 pandemic…. Is your Health Insurance covering you?

Generally, all Health Insurance in Malaysia cover pandemics and communicable diseases, save when the persons infected are required by the government to be quarantined. Quarantine can be within the confines of the government-designated areas or in the house. By means…