They don’t call Singapore a “fine” city for nothing, for the government fines you for smallish stuff, penalise you for breaking the laws and worst land you in jail for free curry rice…. but that’s necessary a good thing for the General Insurance industry. Unlike Malaysia, we probably let those fraudsters go scott free with a small slap on the wrist. And, they will not hesitate to do it a few more times. Also, why not when most police reports made were tagged with “report for purpose of making insurance”…. which thus explained why the public is prepared to make a “wayward” report knowingly the police would not act.
Here the report from CNA, written by Kelly Ng over Channel NewsAsia…. perhaps one day the Malaysian insurance industry will see this a reality, implementation by both the industry and the police that is stringent enough towards reduction in such nature of claims.
SINGAPORE: Rounding up accomplices desperate to absolve themselves from debts and financial hardship, Tew Yee Jeng, a 40-year-old Malaysian, made several trips to Singapore between 2012 and 2014, where he would orchestrate scam traffic accidents to make insurance claims for property damage and bodily injuries.
The drivers he recruited would abruptly slam their brakes on purpose, leading to collisions with vehicles behind them that could not be stopped in time to prevent a crash.
Using this modus operandi, Tew and his accomplices submitted almost S$105,000 in motor insurance claims, and about S$18,300 was disbursed to them in 2012.
On Tuesday (Nov 17), Tew was convicted of three counts of abetment by conspiracy to cheat, one count of abetment by conspiracy to provide false information to a public servant, and one count of reckless driving.
Tew, who will be sentenced on Wednesday (Nov 18), faces up to 10 years’ jail and a fine for each charge of abetment by conspiracy to cheat, and one year’s jail and a fine of up to S$5,000 for abetment to provide false information to a public servant.
TARGETED ‘UNSUSPECTING REAR VEHICLE’
On one occasion on July 3 last year, Tew and three accomplices — Goh Hua Loon, Jonathan Tan, and Yew Yun Xiang — were cruising around the Woodlands area in two cars when Tew spotted a heavy vehicle as a “suitable unsuspecting rear vehicle”.
Tew slowed down the red Toyota Altis he was driving after the junction between Woodlands Avenues 9 and 4.
Using their mobile phones on speakerphone mode, Tew and Yew then commanded Goh and Tan, who were driving a white Toyota Estima behind them, to jam the brakes.
As planned, the sudden halt caused the heavy vehicle to collide into the rear of Goh’s vehicle. Yew and Tan left Singapore on the night of the incident while a claim of S$54,710 was submitted to AXA Insurance Singapore for damages to Goh’s vehicle.
‘MAXIMISE’ INSURANCE CLAIM
Tew had targeted a Singapore-registered heavy vehicle to “maximise the property damage insurance claim that could be submitted”, the court was told.
The court heard that Tew had also engineered similar schemes in January, April and July 2012. Tew’s ploys came to light when an executive at AXA engaged a surveyor to assess the matter.
On July 31 last year, Goh — who was roped into the scam after he confided in Tew about his financial difficulties — admitted to the surveyor that the collision was intentional. AXA then lodged a police report.
Goh was sentenced to eight months’ jail in September, while Tan was sentenced last Thursday to eight months jail and disqualified from holding all classes of driving licences and driving any motor vehicle in Singapore for 30 months.
The cases for two accomplices, Tay Chee Long and Helen Kiu, are before the court, while three others — Yew Yun Xiang, Tang Jui Peng, 40 and Chai Yoong Fah, 52 — are still at large.
Read the original TODAY report here.