Motor Insurers Bureau of Malaysia

Today I did a email posting on to the wall of this site and I must say, this was indeed a great success. Technology…. I marvel at it! Not forgetting I did blog posting using my android phone, it was awesome but this (email posting), was indeed surprisingly awesome….

I hope you enjoy some historical facts concerning our Motor Insurers’ Bureau of West Malaysia….

Historical Background

The Motor Insurers Bureau of Malaysia was conceived in social justice and was born into the then, Road Traffic Ordinance 1958 (now The Road Traffic Act 1987). The basis of this provision in the said ordinance was to recognise to some extent the unfortunate position of victims of road accidents, where experience has shown, by reason of legal technicalities that innocent victims, despite the requirements of Compulsory Third Party Insurance, failed to obtain any compensation. See New Indian Assurance Co. Ltd v Simirah (1966) 2 MLJ page 4.Mechanism involved in the setting up of Motor Insurers Bureau

The Motor Insurers Bureau does not exist as an Insurance Company, but is premised on an agreement entered into on 15thJanuary 1968, between all the insurers, the Bureau and the Minister of Transport. It states in so far as is material, that –

“… the Bureau will, subject to the provisions of these presents, pay or cause to be paid to the person or persons in whose favour such judgment was given any sum payable or remaining payable thereunder in respect of the aforesaid liability including taxed costs … or satisfy or cause to be satisfied such judgment”.

The payment is given on a compassionate basis and is absolutely up to the discretion of the Bureau. There are certain rules to follow. The claim must be made within three years from the date of accident.The lawyer concerned should also notify the Bureau about the case, he must do it within 30 days of filing the action and must furnish the bureau with all the relevant documents

So much for the origins of the Motor Insurers Bureau and the manner in which it operates.


The Special Agreement between our Malaysian Bureau, Malaysian registered Insurers and Motor Insurers’ Bureau of Singapore

This Agreement was signed by Malaysian Bureau representing all Malaysian insurers that are not registered in Singapore with Motor Insurers’ of Singapore, whereby the Malaysian insurers are deemed having agreed to be bound by the Articles of Association of Singapore MIB and the Principal Agreement, in every respect and to comply with every obligation imposed upon members of the Singapore Bureau. This ensures that an ineffectively insured Malaysian registered vehicle coming into Singapore will not create a liability to our Bureau if it caused bodily injury to a third party here. The Malaysian insurers will have to settle such claims as “Insurers Concerned”.

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11 comments for “Motor Insurers Bureau of Malaysia

  1. cijay
    October 16, 2020 at 08:54

    Singapore court resolves insurance issue regarding Malaysian vehicles
    14 March 2018

    Uninsured passengers in Singapore who suffer injuries due to Malaysian-registered vehicles found liable in accidents can claim for damages through the Motor Insurers’ Bureau (MIB).

    This development follows a recent ruling by the High Court on a case involving a Malaysian insurer, reported The New Paper.

    Singaporean law requires that all vehicles must have compulsory third-party liability insurance, in case of injury or death to a third party stemming from negligent use of the vehicle. However, no such regulation exists in Malaysia, even for Malaysian-registered vehicles entering Singapore.

    This means that if the driver of a Malaysian-registered vehicle is liable for an accident in Singapore, the Malaysian insurer will not compensate an uninsured injured passenger.

    “Malaysian vehicles driven into Singapore must be insured by an insurer which has entered into such an agreement with MIB in order to be exempt from the statutory requirements relating to compulsory insurance,” Justice Quentin Loh noted in the ruling.

    The case involved Malaysian citizen Koo Siew Tai, who sued for serious injuries sustained when she was a pillion rider on fellow Malaysian Liew Voon Fah’s motorcycle. In December 2007, Liew was taking Koo to work when the motorcycle was involved in an accident, leaving Koo with serious head injuries.

    Koo suffered from post-traumatic epilepsy and lost her job. She was awarded SG$788,057 in compensation by the High Court, but the motorcycle’s insurer, Malaysian AM General Insurance, did not cover passenger liability in Singapore.

    While the Malaysian insurer argued, based on a Malaysian court case, that the MIB had to first pay Koo before its obligation to pay kicked in, Loh disagreed, and ordered AM General to pay the MIB SG$788,057 plus interest.

  2. Zainun
    January 15, 2019 at 13:01

    I would like to claim on behalf of my relative whose have been hit by motorcar which have no insurance and road tax coverage. He currently paralyzed and still under treatment at hospital. Can you advise, is there any form to fill up for the claim submission?
    Your prompt reply is really appreciated.
    Thank you.

    • February 25, 2019 at 08:06

      Hi Zainun, sad to hear that…. However this site is not representing Motor Insurers Bureau. You can google check for their contact. Let me know if you need further help thereafter. Cheers!

  3. Abdul fattah
    January 14, 2019 at 10:41

    How can i call the bureau?

    • January 15, 2019 at 05:41

      Motor Insurers’ Bureau Of West Malaysia
      03-2274 7395
      Phone number

    • February 25, 2019 at 08:10

      Motor Insurers Bureau address:
      Wisma Piam, No. 150-3, 3rd Floor, Jalan Tun Sambanthan, Brickfields, 50782, Kuala Lumpur, Wilayah Persekutuan, 50782 Kuala Lumpur
      You can try:

  4. Abdul Said
    July 10, 2015 at 09:40

    My son had an accident along the motorcycle lane on KESAS highway. He was on his way to the city and the other party came from the opposite direction which is illegal. The other party was killed and he had no valid road tax and insurance cover. My son had a fractured leg and a paralyzed left arm. He had valid learner’s motorcycle license , motor insurance and road tax. Please advice. Thank you

    • July 12, 2015 at 21:31

      Look like this car you would need to bring it to the Motor Insurers Bureau of West Malaysia (MIB). This is really very unfortunate. … Try Google to get the address and email of MIB.

  5. curious
    December 8, 2013 at 08:42

    may i know where can i get MIB agreements (domestic and principle agreements) both old and new online?

  6. Anonymous
    May 4, 2013 at 12:27

    a query here, which branch do i need to go to submit the documents?
    been to damansara heights, they mention to go to klang. do ya have the address?

    • May 11, 2013 at 07:00

      hi, is this submission about a claim with MMIP? Either go to Uni.Asia or MultiPurpose insurance head office and seek their advice

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