A little bit and there on insurance-eCommerce under the Breeze….

Hi… I am now in the land below the wind – that’s Sabah, the place I “screwed” (not screwed up though…) for almost 17 years! Or was it luv?   Over the last couple of days, I picked up a…

Renewing your policy? Review the cover!

Dora (not her real name)’s cosy 2-storey terrace house in the upper-middle market residential area in PJ was burgled a couple of weekends ago. The following work day she called her insurance company and was dismayed when she was informed that her Houseowner/Householder policy did not have coverage on contents. So, what…

IT Projects – Bridging the Communication Gap

My journey in IT projects was revived in 2003 after almost 2 decades of abstention. Whilst a much younger me participated as a technician, the receiver of directions, my recent self had involuntarily become the leader of the User Group, the deliverer…

Sex Insurance, the Product (P1) Concepts

A LESSON ON NEW PRODUCT DEVELOPMENT I would love to move on by starting work on the other 3 Ps – P2 for Positioning, P3 for Pricing and P4 for Promotional but alas I have a friendly reader who insisted…

The 5% service tax factor in insurance policy issued in favour of Management Corporation

On 27th July 2009, we have written a post title, “Management Corporation – insurances and service tax waiver” where we have proposed that the 5% service tax on insurance premium should be waived on the grounds that the Management Corporation…

What do you mean by FRONTING a risk?

fronting the insurance risks

  Having sat in numerous meetings involving discussions on subjects relating to Risk-based Capital (RBC) and Risk Management & Compliance (mainly to do with the BNM’s directive in respect of JPI/GPI 22) I noticed people having differing understanding and opinion…