Understanding Transmission & Distribution Lines Exclusions

In 2008 reinsurers were focusing on China as the powerhouse for substantial premium growth. Malaysian reinsurers too refused to be left out in pursuing this glorious path, so it seems. Before the lunar New Year, a substantial and devastating snowstorm ravaged Hunan, Hubei, Guizhou,…

How agents are preparing for the motor mandatory rebate…..

The last time I wrote, the main issue is on PIAM trying to either delete clause 5.3 of the Inter-company agreement on General Insurance Business or to delete off the word “member” from the said clause. After much deliberation and…

The PJ Challenge Blogger’s Karnival ’09

The PJ Challenge Blogger’s Karnival ’09 is a celebration of many reasons – of Petaling Jaya, of blogging and of life! This is a place for bloggers and non-bloggers alike to come together, and share. It’s about expression and fun,…

Your Personal Accident policy covers against Passive War?

All basic Personal Accident policies exclude wars (whether declared or otherwise), which means all forms of wars or war-liked operations are not covered. The question is what if you are travelling to a country where there is no war but…

The A H1N1 pandemic…. Is your Health Insurance covering you?

Generally, all Health Insurance in Malaysia cover pandemics and communicable diseases, save when the persons infected are required by the government to be quarantined. Quarantine can be within the confines of the government-designated areas or in the house. By means…

The ISM-NCD System and the future of it….

While it was recognised as a good attempt by ISM (or Insurance Services Malaysia in case you do not know) to introduce Information Technology innovation in shaping how the non-life insurance industry administer and managing the No Claims Discount (NCD)…