It is welcome news for the insurance industry that Site Safety Supervisor is a requirement at construction sites. No doubt this should improve safety at site for workers specifically and ensure safety for the public in general but unsure how this implementation could improve claim ratios for insurer in respect of Contractor’s All Risks, Erection All Risks, or construction plant & machinery Insurance policy.
Site Safety Supervisors are definitely not going to be concern of indiscriminate digging, safety designs, suitability of architectural, whether correct technology is being utilised….or whatever! Their focus is more of immediate safety of the workers on site, and really not so much about securing the properties at site that insurers are more concerned of.
Anyway they are certain to be junior staff category – not privy to a lot of technical and management stuff….therefore also not decision makers as well. So, how the heck they are going to improve things for insurers at site?
Nevertheless, despite whatever shortfalls it should be a good starting point for all – as insurers we have one more pair of eyes on safety at site, at least to ensure no fire and explosion, no storage of combustible and harmful materials which could pose hazards to the site and people working or visiting thereon. More basic site safety exercises are certain and insurers should see better accountability in the years ahead.
In any event of a claim I can see more contact time between adjuster and the supervisor, and yes, this should make adoption of identified measures for betterment of the site a lot more easier.
The following article was extracted from StarOnline which may provide you with some insight….
Safety supervisors a must for construction sites
ALOR SETAR: All construction companies will be required to appoint Site Safety Supervisors (SSS) from Jan 1 next year due to the high rate of fatal accidents at sites.
Occupational Safety and Health Department Director-General Datuk Johari Basri said between January and May this year, there had been 17 cases of fatal accidents. There were 66 cases last year.
“For companies with projects worth RM20mil and above, they have to have a full-time SSS, as well as a Safety and Health Officer.
“They are required to check on the safety of the machinery or the construction site and only after they are found safe can the workers be allowed to continue their work at the site,” he told reporters at the closing of a briefing and dialogue on Safety and health here.
He said companies which failed to abide by the regulation could be fined RM1,000. A max fine of RM1,000 will be imposed on employers who failed to adhere to the ruling under Rule 25 (1) of the Factories and Machinery (Building Operations and Work Engineering of Construction – Safety) Regulations 1986.
A total of 9,136 construction sites are registered with the department. – Bernama
Don’t you think the fine of RM1,000 maximum is just too low for project with a contract value of RM20 million.
What do you think?
Posted with WordPress for BlackBerry.